Affordable housing schemes

You may be able to get financial help from the government to buy a home.

You could get:

  • A home for less than its market value if you’re a first time buyer (in England)
  • A home through shared ownership (UK wide)
  • A loan to help with the cost of building a home or hiring someone to build one (in England, Scotland and Wales)
  • A loan to help with the cost of a new-build home if you’re a first-time buyer (in Wales)
  • You can no longer open a Help to Buy ISA. You can still open a Lifetime ISA to save for a first home.

What Is Sustainable Housing?

The term 'sustainable housing' is generally used to describe sustainable development as it applies to the housing industry, incorporating: Creating less waste (not just through surplus materials but via optimal use of land and time, including minimising impacts on local biodiversity).

Key Features of Sustainable Homes

  • Energy Efficiency: Utilizing design elements that minimize energy consumption, such as proper insulation, high-efficiency windows, and energy-efficient appliances.
  • Water Conservation: Implementing systems like rainwater harvesting and low-flow fixtures to reduce water usage.