Affordable housing schemes

You may be able to get financial help from the government to buy a home.

You could get:

  • A home for less than its market value if you’re a first time buyer (in England)
  • A home through shared ownership (UK wide)
  • A loan to help with the cost of building a home or hiring someone to build one (in England, Scotland and Wales)
  • A loan to help with the cost of a new-build home if you’re a first-time buyer (in Wales)
  • You can no longer open a Help to Buy ISA. You can still open a Lifetime ISA to save for a first home.